On today's broadcast, we continue last week's discussion on what 2015 has in store for those of us in the mortgage industry.
Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and Tony Garritano providing a TECHNOLOGY UPDATE. This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.
1-12-15 ROUND TABLE DISCUSSION: What does 2015 hold in store for the industry?
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How President Obama's Absence From Paris Helps You
Live on air! ADVICE & READINGS!
At times we all need practical as well as inspirational advice or guidance. So whether its a mortgage question, a business start-up, a relationship, a child...whatever you are dealing with and need support for you are not alone!
Looking for advice or answers to your greatest challenges?
Carole Gold and Steve Clark have a remarkable and rich combined treasure house of professional and personal experiences that allow them to address whatever is on your mind and provide you with insights and solutions that can move you to the next level of your own genius or new depths in your personal relationships.
Steve is a former Marine Officer, Wall Street International MarketsTrader and Lead Generation Marketer. Carole is a Lawyer, Mediator, Author and Intuitive. Both are parents and... both are here to not only take a higher perspective look at world events but also to bring things up close and personal by taking your questions on-air about difficulties or decisions facing you in your life at this moment.
Take this opportunity to speak directly with Carole and Steve and receive guidance and clarity that you'd pay thousands of dollars for privately!!
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MIGHTY T.H.O.R. RADIO NETWORK W HOST BROTHER SHARIF' the "ILLUMINATOR"
MIGHTY THOR RADIO NETWORK;
We are back for another episode of THOR Radio Network, your place for Debt Education, entertainment, news, and community awareness forum. THOR deals with the debt crisis and how and Consumer with little to no education can fall prey to oppressive debt collectors/buyers who masqerade as Creditors. The sole goal of these companies are to separate you from your economic stability in one way or the other.
Coming off a Private Member Class styled "THE FCRA DECODED", Fair Credit Reporting Act (15 USC 1681 seq) we will highlight some of the information most Consumers dont know about the credit reporting agencies, furnishers, debt collectors, and the type of information stored within the private corporations. For those Consumers that have not educated themselves the most extensive, indepth, intrusive and most used consumer reports in this country, you need to tune in, and obtain a copy/recording of this most profound class by THOR.
Our Brother Sharif', Host, Founder, and Teacher will bring to you the truth as he knows it regarding Debt Collection, and Foreclosure and how to maintain your power as a Consumer using the Consumer Protection Laws and laws of your State of residence to keep the debt collectors not only in check, but receive compensation when they dont comply with the law.
THOR is the thermostat and Trend Setters in the Consumer Protection and Education arena. Bring you friends, family, loved ones and make gaining an education in Commerce and Consumer Protection an important goal prior to engaging in it.
Disclaimer: We are not attorneys, we do not give legal advice in any manner.
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Doug Boggs "QUANTUM OF JUSTICE" Foreclosure truth
Tuesday January 13th, 2015 9am PST and 12pm EST.
Join Rene' and Thomas Mick, our Dad on the Borough as Rene' interviews Doug Boggs. Doug has spent many years in the foreclosure world, fighting the injustice of the corrupt system. He documented each step of his journey and is releasing a movie he has made called QUANTUM OF JUSTICE. This is the Doug Boggs foreclosure story up close and personal, it is the story all foreclosure victims know all too well.
Please join the interview and hear that you are not alone as a homeowner if you are in foreclosure. You are not crazy and yes the banks and servicers are corrupt. Hear Doug talk about the fraud in documents, his ability to find the crimes and the work it takes to get a judge to rule lawfully.
The trailer: http://www.gofundme.com/iqx45s Please support Doug in getting this movie released, it benefits all homeowners. Thank you.
Facebook page: https://www.facebook.com/QuantumOfJustice
mycourthistory.com
The movie will make you see "We must get out of the corrupt system and stop the corruption", take away the jurisdiction of the Corporation parading as our government and get back to We the People, the men and women with the inalienable rights to Truth, Justice and Liberty.
Thank you To Doug Boggs and his team for working so diligently for so long to give us an insiders view of the Foreclsosure injustice.
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How To Stop The Growing Hatred
Live on air! ADVICE & READINGS!
At times we all need practical as well as inspirational advice or guidance. So whether its a mortgage question, a business start-up, a relationship, a child...whatever you are dealing with and need support for you are not alone!
Looking for advice or answers to your greatest challenges?
Carole Gold and Steve Clark have a remarkable and rich combined treasure house of professional and personal experiences that allow them to address whatever is on your mind and provide you with insights and solutions that can move you to the next level of your own genius or new depths in your personal relationships.
Steve is a former Marine Officer, Wall Street International MarketsTrader and Lead Generation Marketer. Carole is a Lawyer, Mediator, Author and Intuitive. Both are parents and... both are here to not only take a higher perspective look at world events but also to bring things up close and personal by taking your questions on-air about difficulties or decisions facing you in your life at this moment.
Take this opportunity to speak directly with Carole and Steve and receive guidance and clarity that you'd pay thousands of dollars for privately!!
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Prestamos de Casa para Veteranos
With over 5 years of well-crafted mortgage loan officer experience, Robert Cardenas has become one of the top reps for mortgagefor veterans. In this interview we talk a bit about his work helping our vets.
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THE DAILY COMPLAINT (NATIONSTAR/UNFAIR DECEPTIVE ABUSIVE ACTS/FDCPA/YOUR RIGHTS)
TODAY'S SPOTLIGHT:
NATIONSTAR MORTGAGE UNFAIR DECEPTIVE AND ABUSIVE ACTS AND PRACTUCES (UDAAP) FDCPA DEBT COLLECTIONS RULES CFPB DODD-FRANK RESPA MORTGAGE SERVICING RULES AND RIGHTS
"the daily complaint"
Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.
I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need. The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.
We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!
We hope you enjoy the Show...
Dana Shafman
Managing Member
END Consulting
Phone (888) 234-7006 Ext 101
Fax (888) 234-7096
Dana@ConsultingEND.com
Every new beginning comes from some other beginning's END!
THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)
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Ways To Make Money As An Expert
Live on air! ADVICE & READINGS!
At times we all need practical as well as inspirational advice or guidance. So whether its a mortgage question, a business start-up, a relationship, a child...whatever you are dealing with and need support for you are not alone!
Looking for advice or answers to your greatest challenges?
Carole Gold and Steve Clark have a remarkable and rich combined treasure house of professional and personal experiences that allow them to address whatever is on your mind and provide you with insights and solutions that can move you to the next level of your own genius or new depths in your personal relationships.
Steve is a former Marine Officer, Wall Street International MarketsTrader and Lead Generation Marketer. Carole is a Lawyer, Mediator, Author and Intuitive. Both are parents and... both are here to not only take a higher perspective look at world events but also to bring things up close and personal by taking your questions on-air about difficulties or decisions facing you in your life at this moment.
Take this opportunity to speak directly with Carole and Steve and receive guidance and clarity that you'd pay thousands of dollars for privately!!
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E-Discovery Nuts and Bolts: CFPB Rules for Dual Tracking for Homeowners
The CFPB, which was established under the auspices of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, codified at Pub. L. 111-203, 124 Stat. 1376-2223, issued new mortgage servicing rules that went into effect as of January 10, 2014.
Under the new rules, a mortgage servicer cannot initiate a foreclosure until 120 days after you fall behind in payments. Also, the servicer cannot start the foreclosure process if a loss mitigation application is pending.
What this means folks is that if you submit a complete loss mitigation application to your mortgage servicer after the foreclosure has started, but more than 37 days before a foreclosure sale, the servicer must stop the foreclosure proces until:
1. The servicer informs you that you are not eligible for any loss mitigation options (and any appeal you make has been exhausted);
2. You reject the workout option that the servicer offers to you, or
3. You accept a workout, but fail to comply with the terms of the deal (such as not making payments during a trial modification)
To find out more about the CFPB's new mortgage servicing rules, visit our website at www.ediscoverynow.net or call 888-502-0586 to speak with and E-Discovery Specialist.
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THE DAILY COMPLAINT (CALIBER HOME LOANS/UNAPPLIED PMTS/REFINANCE BLOCKING/CFPB)
TODAY'S SPOTLIGHT:
CALIBER HOME LOANS UNAPPLIED PAYMENTS FALSE CREDIT REPORTING REFINANCE BLOCKING MORTGAGE SERVICING VIOLATIONS (UDAAP) CFPB CREDIT REPORTING COMPLAINTS AND FACTS
"the daily complaint"
Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.
I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need. The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.
We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!
We hope you enjoy the Show...
Dana Shafman
Managing Member
END Consulting
Phone (888) 234-7006 Ext 101
Fax (888) 234-7096
Dana@ConsultingEND.com
Every new beginning comes from some other beginning's END!
THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)
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Home Equity Conversion Mortgages , Fontanilla, Madison Paige Capital
The Home Equity Conversion Mortgage (HECM) is FHAs reverse mortgage program which enables you to withdraw some of the equity in your home. The borrower chooses how they want to withdraw their funds, whether in a fixed monthly amount or a line of credit or a combination of both. Borrowers can also use a Home Equity Conversion Mortgage to purchase a primary residence if the borrower is able to use cash on hand to pay the difference between the HECM proceeds and the sales price plus closing costs for the property that is being purchased.
As the demographics of the nation continues to trend towards older homeowners, this could be an area of high growth for mortgage originators and investors.
Joining the broadcast to discuss Home Equity Conversion Mortgages is David Fontanilla, Founder and Managing Partner of Madison Paige Capital and Pioneer Analytics. David has been involved in an array of residential mortgage capital markets activities, ranging from structuring, negotiating and executing portfolio Acquisitions, dispositions and securitizations to company acquisitions and public policy formulation.
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Reverse Home Equity Conversion Mortgages , Fontanilla, Madison Paige Capital
The Home Equity Conversion Mortgage (HECM) is FHAs reverse mortgage program which enables you to withdraw some of the equity in your home. The borrower chooses how they want to withdraw their funds, whether in a fixed monthly amount or a line of credit or a combination of both. Borrowers can also use a Home Equity Conversion Mortgage to purchase a primary residence if the borrower is able to use cash on hand to pay the difference between the HECM proceeds and the sales price plus closing costs for the property that is being purchased.
As the demographics of the nation continues to trend towards older homeowners, this could be an area of high growth for mortgage originators and investors.
Joining the broadcast to discuss Home Equity Conversion Mortgages is David Fontanilla, Founder and Managing Partner of Madison Paige Capital and Pioneer Analytics. David has been involved in an array of residential mortgage capital markets activities, ranging from structuring, negotiating and executing portfolio Acquisitions, dispositions and securitizations to company acquisitions and public policy formulation.
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How and Why To Reinvent Yourself
Live on air! ADVICE & READINGS!
At times we all need practical as well as inspirational advice or guidance. So whether its a mortgage question, a business start-up, a relationship, a child...whatever you are dealing with and need support for you are not alone!
Looking for advice or answers to your greatest challenges?
Carole Gold and Steve Clark have a remarkable and rich combined treasure house of professional and personal experiences that allow them to address whatever is on your mind and provide you with insights and solutions that can move you to the next level of your own genius or new depths in your personal relationships.
Steve is a former Marine Officer, Wall Street International MarketsTrader and Lead Generation Marketer. Carole is a Lawyer, Mediator, Author and Intuitive. Both are parents and... both are here to not only take a higher perspective look at world events but also to bring things up close and personal by taking your questions on-air about difficulties or decisions facing you in your life at this moment.
Take this opportunity to speak directly with Carole and Steve and receive guidance and clarity that you'd pay thousands of dollars for privately!!
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Mortgage Slavery
Today on "It's My House" we shall discuss the topic of "Mortgage Slavery". We bsleive that if more people knew about the history of mortgages and their relationship to slavery (past and present) the typical mortgage holder of today would elect NOT to get involved with having any type of "institutional funding" for their private residence,
We shall discuss today:
History of mortages
Alternatives to institutional funding.
Mortgage Slavery
Estate Planning
Reverse Mortgages and how to pay them off.
Feel free to call in an ask any questions or give us your comments.
Make sure U listen to our Mobile Phone Radio Station @ www.waterassetsradio.com
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MIGHTY THOR RADIO WITH "LION OF JUDAH" BROTHER SHARIF! LETS GET IT FRIDAY!
MIGHTY THOR RADIO NETWORK PRESENTS;
It has been a while since we have congregated in our laid back forum, called Free Your Mind Friday, Lets Get it Friday. Today we will open the the THOR-CENTER for the Common-unity to meet minds on a plethora of topics, news, that is affecting our Nation, Community, Country and all of us individually.
We will open the lines and let the THOR-Family just freelance, mingle, and become affilliated. We will discuss topics like;
1. Politics;
2. Economy;
3. Family;
4. Spirituality;
5. Debt;
6. World; Etc............
We look forward to hearing from you,............See you there..............!!!
THOR Radio Network a/k/a THOR Ministry.......
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Ron Siegel Radio Network Jan 16 2015
Ron Siegel of Anaheim Hills CA and Allison Kean of Riverside CA discuss current events, financial markets, politics, and even poking fun at the rest of the media in a live radio broadcast from Anaheim CA.
Ron and Allison will discuss: Talking Real Estate; Climbing your Way to the Top of the Credit Score Mountain; Things to know about Tax Filing and President Obama’s Health Law; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; The SLT Mortgage Adoption Program Will Provide a Complementary Semi Annual Real Estate Check Up, and so much more.
Ron Siegel Radio Date Night presented by ReUnion Kitchen + Drink Trivia Question: Brian Smith, Creator of Uggs, shared with us how many pair of Ugg Boots they sold the first year. Post your Answer [click here] for a Chance to Win the Package our the Date Night Package.
Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family.
Reach Ron at
800.306.1990
Ron@RonSiegelRadio.com
www.RonSiegelRadio.com
www.SiegelLendingTeam.com
Twitter: @RonSiegel
www.Facebook.com/RonSiegelRadio
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HFA MORTGAGE ASSISTANCE PROGRAM,AND MORTGAGE NEWS
HFA MORTGAGE ASSISTANCE PROGRAMS, LEARN MORE ABOUT IT. And the programs that HFA PROVIDES EVEN FORECLOSURE PROGRAMS, SO A MUST LISTEN PROGRAM......
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SUNDAY MORNING GOSPEL & CHFA-HFA PREFERRED LOAN PROGRAM
Mortgage Talk1 will go over a great Mortgage Loan Program offer by Connecticut CHFA_HFA offers home loans at below market interest rates to first time home buyers with low mortgage insurance costs. Learn about there one in your side of town too. See this Sunday on Mortgage Talk1..
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SUNDAY MORNING GOSPEL &FHA UPMIP,MIP, PMI INSURANCE PREFERRED
Thanks to your email we change the Topic and discuss with clarity the difference between PMI INSURANCE AND FHA UPMIP,MIP,MMI INSURANCE.
We will still go into more detail on 01/25/2015. We want to bring a absolute understanding of these mortgage insurance and how they are used that you Pay for...These insurance are not for YOU.
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Reverse Mortgage Slavery 2015...........
Today on "It's My House" we shall discuss Mortgage Slavery. We shall take a look at the history of mortgages globally and the history of mortgages in the United States Of America. After we lay our foundation down we shall then bring our teachings into 2015 and make the connection to what is going on mortgage wise in the world today and more specificially, how this information effects ANYONE who has a mortgage today.
Make sure that you have pen and paper available to take notes during this very important podcast.
Be sure to tune into our Mobile Phone Radio Station: reversemortgagenewsradio.com
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More Pages to Explore .....
